Flood headlines occur all too often. Flooding is one of the most common and widespread types of natural disaster. It can occur at any time of the year in any part of the country. Flooding is most likely to occur during snow thaw, spring rains, thunderstorms and tropical cyclones. Floods can happen in a matter of minutes or can build up over a period of time.

Developing a Safety Recall Program
Each year, there are thousands of products recalled for a multitude of safety hazards. A product recall can quickly become