Kitchen fires occur with needless frequency at residential agencies. A typical claim report might read, “Staff member left food cooking on stovetop to attend to a consumer. When staff returned to the kitchen, the food was burning out of control, resulting in significant fire, smoke and/or water damage.” The sobering fact is that these fires are almost always preventable through the application of basic loss control techniques.

Motor Vehicle Record Guidelines
It is essential to assess MVRs when hiring new drivers and when doing yearly evaluations for current drivers. An applicant’s
